Terms of Service

These Terms of Service (“Terms”) govern your access to and use of the Legacy Life Partners website and any communications you receive from us. Please read them carefully. By using this site or submitting your contact information, you agree to these Terms.

1. Who We Are

Legacy Life Partners is an independent insurance marketing organization (“IMO”). We help individuals and families compare life insurance products offered by unaffiliated third-party carriers. We do not issue insurance policies, set rates, or make coverage decisions. All products are subject to carrier underwriting, availability, and state regulation.

2. Not Legal, Tax, or Investment Advice

Information on this website is for general educational purposes only and is not legal, tax, or investment advice. Coverage details, rates, and availability depend on the carrier and your individual circumstances. Always review the official policy documents before purchasing insurance.

3. Contact Information and Consent

When you provide your name, email address, phone number, or other contact details, you consent to be contacted by Legacy Life Partners and/or our licensed representatives by telephone, email, SMS/text message, or other electronic means at the number or address you provided. You agree that calls may be made using automated technology, including pre-recorded messages or artificial voice, where permitted by law.

4. SMS / Text Messaging Terms (A2P)

By providing your mobile phone number and opting in, you agree to receive text messages from Legacy Life Partners regarding your inquiry, quote, application, policy servicing, and related follow-up.

• Message frequency: Message frequency varies based on where you are in the quote or application process. You may receive an initial confirmation and periodic follow-up messages.
• Message and data rates: Message and data rates may apply. Contact your wireless carrier for details.
• Opt-out: Reply STOP to any text message to unsubscribe. After you reply STOP, you will receive a final confirmation and no further messages, unless you opt in again.
• Help: Reply HELP for assistance, or contact us at (425) 624-5009 or advisors@legacylifepartners.com.
• Privacy: We do not sell or share your mobile phone number with unrelated third parties for their marketing purposes without your consent. See our Privacy Policy for more information.
• Supported carriers: Major U.S. wireless carriers are supported, but delivery is not guaranteed and depends on your carrier and network availability.

5. No Guarantee of Coverage

Submitting a consultation request or receiving a quote does not guarantee approval or issuance of an insurance policy. Final eligibility, premiums, and coverage terms are determined solely by the issuing carrier after underwriting.

6. Intellectual Property

All content, branding, images, and materials on this site are owned by or licensed to Legacy Life Partners and are protected by copyright and trademark laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

7. Limitation of Liability

To the fullest extent permitted by law, Legacy Life Partners is not liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of this website or reliance on its content.

8. Changes to These Terms

We may update these Terms from time to time. The updated version will be posted on this page with a revised “Last updated” date. Continued use of the site after changes means you accept the revised Terms.

9. Contact Us

If you have questions about these Terms, please contact us at:
Email: advisors@legacylifepartners.com
Phone: (425) 624-5009